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Radon |
A radioactive gas that can cause health problems
if present in sufficient concentration, found in some
structures |
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Rate cap |
In an adjustable-rate loan, the ceiling on the
amount that the interest rate can be increased at each
adjustment |
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Rate lock, or lock-in |
A commitment to a specified fixed interest rate
for a designated period of time, issued by a lender |
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Real estate agent |
An individual trained and licensed to negotiate
the sale of real estate on behalf of the property owner |
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Real estate investment trust
(REIT) |
An organization of individuals who purchase
certificates of ownership in the trust, which then invests their money in real
property, distributing the profits back to the individual investors free of
corporate income tax |
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Real Estate Settlement Procedures Act
(RESPA) |
A federal consumer protection law that requires
certain disclosures of lenders to consumers relative to mortgage
loans |
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Real property |
Land and appurtenances permanently on it,
including buildings, trees, minerals, and the interest, benefits, and inherent
rights thereof |
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Realtor |
A real estate professional who holds active
membership in a local real estate board that is affiliated with the National
Association of Realtors |
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Realtor® |
The registered trademark reserved for the sole
use of members of local Realtor boards affiliated with the National Association
of Realtors; other real estate professionals who do not belong to the local
board may not advertise themselves as Realtors |
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Recision |
The cancellation or annulment of a transaction
or contract based on law or by mutual consent |
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Recording |
The entering or noting of documents affecting
all transactions of real estate in the recorder's office in each county, making
it public record; until recorded, a mortgage or deed is usually not valid
against subsequent buyers |
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Recording fees |
Payment made to the lender for recording the
sale of a property with the county office |
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Refinance |
To obtain a new mortgage loan on a property
already owned |
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Regulation Z |
A federal law that requires disclosure by a
credit institution or lender of the terms, conditions, and full cost of a loan
or mortgage, including the annual percentage rate and any other charges, to the
borrower when they apply for the loan |
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Remainder |
An interest in land that is postponed until the
termination of some other interest |
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RESPA |
Abbreviation for the Real Estate Settlement
Procedures Act, which is a federal law that requires lenders to provide
information on estimated settlement costs, which is available for review by the
buyers one time after application, and again once prior to or at the
closing |
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Restrictive covenants, or Protective
covenants |
A provision in a deed that limits how real
estate ownership may be used |
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Reverse-annuity mortgage
(RAM) |
A loan or mortgage whereby the amount of the
monthly payments the borrower receives is based on accumulated equity, rather
than on the agreed-upon total sum loaned |
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Reversion |
A clause in a transfer of title that returns the
property to the grantor upon specified events or occurrences
happening |
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Right of first refusal |
The right specified in an agreement to have the
first opportunity to purchase or lease a given property before it is offered to
others, or alternately, the prior right to purchase a property based on the
same terms made by another buyer that were acceptable by the
seller |
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Right of survivorship |
In joint tenancy, when one of the joint tenants
dies, the right of the survivors to the deceased's interest in the
property |
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Right-of-way |
Permission to pass across the property of
another |
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Riparian rights |
The right of an owner of property to make use of
waterways adjoining the property |
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| Q |
What is a Buyer Broker?
|
| A |
A buyer broker represents buyers, helping them to find the best property and negotiate the best purchase price and terms.
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 See More Real Estate Trivia > |
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Valerie Bertsch
Prudential Fox and Roach Realtors
352 Stokes Road, Suite 1
Medford, NJ 08055
(609) 654-1888 ext. 123
Fax: (609) 953-1714
valeriebertsch@NUMBER1EXPERT.com
Selling or buying a home is one of the biggest decisions of your life. And it is not an easy one. Selling or buying a home can be a complicated and involved process. That is why the right real estate agent can make all the difference. You need an agent who will be there for you. An agent who knows real estate inside and out. An agent who will get the results you're looking for.
Introducing Valerie Bertsch. The right agent.
Valerie Bertsch is the #1 agent at the Medford Home Marketing Center. She has had over 500 real estate transactions in all price ranges. But most importantly, Valerie is committed to her clients. She represents them until she gets the results they want. And with Valerie, that tends to happen sooner than later. She works hard for her clients, always keeping their best interests at heart. As an experienced negotiator, Valerie knows how to get the results her clients want. Valerie Bertsch is the right agent. And the right agent makes all the difference.
Valerie is a native of South Jersey who knows the Medford area and its neighborhoods as well as anyone. After being in the real estate industry for over a decade, she has been awarded the New Jersey Association of Realtors Gold Award for 2001, 2003 & 2004, the New Jersey Association of Realtors Distinguished Sales Club Award, and Top Producer of the Medford Home Marketing Office for 2003, 2004 & 2005.
As her resume highlights, Valerie has won many awards for her distinctive work with home buyers and sellers like you. Valerie is also a Certified Residential Specialist (CRS) earned by only 5% of the nation’s Realtors, a Graduate Real Estate Institute (GRI), a Fine Homes Specialist, E-Certified, a Certified Corporate and Relocation Specialist, and an active member of the National Association of REALTORS®. But ultimately, as a real estate professional, Valerie wouldn't have all these great titles and awards if it wasn't for one thing. Results. Valerie knows how to get them. And as your agent, she will get them for you. In addition to helping people move around town, Valerie is also an expert in helping people move to town. As an experienced relocation expert and a familiar name in the industry, Valerie puts into effect her comprehensive knowledge of the South Jersey area, its neighborhoods and its people. She knows the market, she knows value and she knows homes.
In addition to Valerie's individual success, she is backed by the Tri-State area’s premier broker, Prudential Fox & Roach Realtors--an industry leader, woven into the fabric of our communities since 1886. Valerie also has a team of real estate professionals working with her to make sure her clients' needs are always being met--and usually exceeded. Valerie and her team are totally committed to helping buyers and sellers. Seven days a week - even 24 hours a day, if necessary. Whatever it takes to bring a buyer and seller together.   
www.ValBSellsHomes.com is brought to you by
Valerie Bertsch
NUMBER1EXPERT™ in real estate for
Medford, Marlton and Medford Lakes, New Jersey Read Valeris Bertsch's
Privacy Guarantee,
Terms of Service,
and
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NUMBER1EXPERT™
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All rights reserved. All information deemed reliable but not guaranteed. |
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